Young adults today face an uphill battle to own a home, with prices soaring far beyond what most earn—unlike their parents or grandparents who were twice as likely to be homeowners in the 90s. Rising construction costs, labor shortages, and restrictive planning rules have stalled new builds, forcing many to delay moving out. But there’s a flicker of hope: house price growth has slowed relative to wages, lenders are becoming more flexible, and some government initiatives aim to boost supply—even if it takes years to see real change.
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