TikTok’s rumored new payment feature, TikTok Pay, could let you send cash via DMs—think Venmo, but inside the app you already scroll through. Spotted in U.S. iPhone app code, it lets users tap to accept money and add messages, though it’s still in early development. TikTok denies current testing, hinting at a long road ahead. This move follows their broader push into finance, including exploring lending in Brazil, as they compete with Venmo, Zelle, and even X’s new money transfer service—all while trying to evolve beyond just video.

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