Chris Churchman of Goldman Sachs warns that over-reliance on AI in banking could erode critical thinking skills, turning analysts into passive operators instead of sharp decision-makers. As Wall Street races to automate trading and analysis, the hands-on apprenticeship culture that forged elite financial talent is at risk. Goldman is scrambling to preserve unspoken expertise and ensure AI augments—not replaces—human judgment, especially as generative AI struggles with accuracy and verification. The real challenge? Balancing cutting-edge tools with the human reasoning that’s always been finance’s secret weapon.

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