SoFi just smashed profit expectations, posting a 65% jump in adjusted net income to $160 million and a healthy 13% net profit margin—proof they’re not just growing, they’re making money. With over 1 million new customers bringing their total to 15.8 million, revenue hit a quarterly record of $1.2 billion thanks to low overhead and smart cross-selling. Leadership forecasts 40% annualized EPS growth through 2028—a bold move in the slow-moving finance world. While stock movement depends on market sentiment, SoFi’s focus on scalable, profitable growth is undeniable.
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