AI could revolutionize crypto by slashing development costs and spurring a flood of new apps—but here’s the twist: much of the value may bypass tokens entirely. Autonomous AI agents, optimized for efficiency, might prefer partnering with banks and fintech giants who offer superior infrastructure, security, and compliance. Even when AI interacts with blockchains, micropayments and off-chain settlements could funnel profits to service providers like stablecoin issuers, leaving base-layer tokens behind. Meanwhile, AI’s ability to uncover vulnerabilities may push the industry toward more regulated, trusted platforms—reshaping crypto’s future without necessarily rewarding token holders.
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