State Farm just dropped the biggest dividend in its 100-year history — $5 billion — returning cash to auto policyholders who had coverage in 2025. You’ll get a check or digital payment based on your premium, averaging around $100 per vehicle, with amounts varying by state (4%–10%). Payments are rolling out state by state, so if your neighbor got theirs first, don’t panic — yours is coming. If you have an email on file, you’ll receive instructions from Veritas; otherwise, checks will be mailed automatically. This windfall reflects strong financial health and solid underwriting results — and no, it doesn’t mean your rates will change.

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