Prescription drug prices are falling faster than in over 60 years—down 3.1% year-over-year, the biggest drop since 1963. With a tangled system of insurers, pharmacies, and PBMs driving up costs, transparency is key. In some cases, paying cash can beat insurance copays. The government’s pushing for global price alignment, sparking debate on innovation—but one simple move: ask for generics and compare cash vs. insurance prices to save big.
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