Want income with less risk than stocks? Two short-term bond ETFs—Vanguard’s BSV and iShares’ ISTB—offer stability, but they’re not the same. BSV is cheaper (0.03%) and ultra-safe, loaded with government and top-tier corporate bonds, while ISTB costs a bit more (0.06%) but delivers a higher yield and holds twice as many bonds—including some lower-grade ones. BSV wins on cost and safety; ISTB edges ahead in returns and payouts. Choose based on whether you prioritize security or extra income.

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