German fintech giant Scalable Capital is pioneering AI-powered investing by letting clients use ChatGPT and Claude to manage portfolios — a first for European banks. Co-CEO Erik Podzuweit calls it a cautious first step, designed to ease users into AI finance while boosting potential returns. With over a million clients and €60 billion in assets, the firm is expanding across Europe and reshaping how everyday investors engage with money — as AI quietly transforms the financial world.
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