Most personal finance advice starts with the same basic premise: you’re doing money wrong. But Carrie Joy Grimes, founder of WorkMoney and author of The Joy of Money, says that misses half the story.
Yes, people need real tools to budget, save, pay down debt, and plan for the future. But no amount of discipline can fix an economy where wages are too low, costs are too high, and working people have lost power over the rules that shape their lives. This week, Nick and Goldy talk with Grimes about why money is “math and feelings,” how shame keeps people stuck, why so much financial advice is written for people who already have money, and why the best thing we can do is not teach people to be better at being poor — but build an economy where fewer people are poor in the first place.
Carrie Joy Grimes is the founder and CEO of WorkMoney and author of The Joy of Money. Before founding WorkMoney, she spent two decades as a union organizer fighting for higher wages, better benefits, and stronger worker power.
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Further reading:
The Joy of Money: How to Do More With and Feel Better About Your Money—No Matter How Much You Have
WorkMoney - Provides free tools, tips, and resources to help people lower their living costs, find financial assistance, and increase their overall income.
MoneyFinder - A bill-negotiation service launched by WorkMoney.
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