Welcome back to Impact Theory with Tom Bilyeu. In today’s episode, we dive deep into the risks and realities shaping the AI boom—and the hidden dangers lurking beneath the surface of the financial system powering it. Tom is joined by researcher Ed Zitron and financial analyst Stephen Yu to unravel how massive investments in AI, circular financing, and shadow banking are pushing unprecedented risk into the world’s economy. We’ll explore how companies like Microsoft, Google, and Amazon are propping up unprofitable AI ventures, why much of the industry’s growth is riding on just a few players, and what this means for your 401(k) and the broader financial landscape.

From complex accounting maneuvers to eye-popping numbers behind AI data center buildouts, today’s conversation exposes the ways risk is being shifted from banks to average investors, drawing parallels to past financial crises. Is AI the new too-big-to-fail industry? Are we witnessing history repeating itself? Most importantly, how can you position yourself to weather a potential storm?

Strap in as we break down the circular financing of AI, the reality behind the growth narrative, and the vital questions every investor needs to ask in this high-stakes game. Let’s get started.



Quince: Free shipping and 365-day returns at https://quince.com/impactpod

Whatnot: Download the Whatnot app today and get free shipping on your first order.

Quo: Try for free PLUS get 20% off your first 6 months at https://quo.com/impact

Incogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impact 

Pique: 20% off at https://piquelife.com/impact

Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact

Surfshark: Go to https://surfshark.com/TOMB or use code TOMB at checkout to get 4 extra months of Surfshark! 

ATT Business: Switch to AT&T Business at business.att.com

Ketone IQ: Visit https://ketone.com/IMPACT for 30% OFF your subscription order

Netsuite: For the first time ever you can try NetSuite Next for free. If your revenues are at least in the seven figures, go to https://NetSuite.ai/Theory.



Sign up for my AI Masterclass:  https://tombilyeu.com/ai-masterclass?utm_campaign=TBS-Livestream&utm_source=you

tube&utm_medium=social 

Check us out wherever you get your podcasts:

Spotify:https://open.spotify.com/show/1nARKz2vTIOb7gC9dusE4b?si=a8daffd2bf1f48fd

Apple: https://podcasts.apple.com/us/podcast/tom-bilyeus-impact-theory/id1191775648

Do you need my help STARTING a business? Join me here inside ZERO TO FOUNDER: (https://tombilyeu.com/zero-to-founder)

Get the exact systems, mindset shifts, and principles that built a $1B brand delivered straight to your inbox every week. Subscribe for free (https://tombilyeu.com)

Check out our Video game - Project Kyzen: (https://projectkyzen.io/)

Catch Me Streaming on Twitch -  (https://twitch.tv/tombilyeu)

Link to IT discord: https://discord.gg/TZKJ2etPbT

Tom's Favorite Things List:  https://amzn.to/41Ftt7e


For Business inquiries: connect@impacttheory.com


FOLLOW TOM:

Instagram:https://www.instagram.com/tombilyeu/

Twitter:https://twitter.com/tombilyeu

YouTube:https://www.youtube.com/@TomBilyeu



See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Podden och tillhörande omslagsbild på den här sidan tillhör Impact Theory. Innehållet i podden är skapat av Impact Theory och inte av, eller tillsammans med, Poddtoppen.